Student Loans - Student loans are provided by the Student Loans Company for help with living costs while you are studying. They are normally paid in three instalments throughout the year. You should apply to your local education authority (LEA).
Hardship Loans - You can apply for these if you are facing exceptional hardship as a result of living costs or other related expenses. These are administered through the college or university student welfare or student support services department. To apply for a hardship loan you must already have applied for a student.
Trusts and Charities - There are a number of trusts and charities available who may provide financial assistance to students. Many of these relate to students studying a particular subject or having links to a particular geographical area.
Career Development Loans - If you cannot get help through other sources then you may be able to get a Career Development Loan (CDL). These are run in partnership between the Department for Education & Skills (DFES) and three high street banks - Barclays Bank, The Co-Operative Bank and The Royal Bank of Scotland.
NHS Bursaries - If you are accepted onto a NHS funded degree or diploma course, you are eligible for an NHS bursary. Students in receipt of these bursaries will have their fees paid and the bursaries do not have to be repaid.
Council Tax - If you live in a hall of residence or shared house with only students living there, you will be exempt from paying Council Tax.
Debt Consolidation Explained contains general information only. We strongly advise you to seek qualified professional advice before taking any action.