A CCJ (County Court Judgement) is the term for a judgement made against a person or company for debt in the county court. Generally if a CCJ is paid in full within 30 days of the date of the judgement it won't appear in the credit register. CCJ's are a matter of public record. They are catalogued and held for 6 years with the Registry Trust. If a judgement is settled after the 30 day period it will be entered into public record and this will affect your credit rating.
You can't go to prison for having a CCJ against you but your credit rating will be affected.
Debt Consolidation Explained contains general information only. We strongly advise you to seek qualified professional advice before taking any action.