Different bailiffs have differing powers to collect debts, though there are certain rules that apply to all bailiffs.
You should get some notice that bailiffs are coming to your home. The bailiffs should call at a 'reasonable' time, either during normal office hours or between 8am and 8pm.
Most bailiffs do not have the right to force their way into your home to seize your goods but they have a right of peaceful entry. This means that they cannot use force to enter your home, for example, by breaking a window or a door. However, they can enter your property through an open door or window and can climb over fences and gates.
The bailiffs have to act reasonably, and must not use unreasonable force.
For further information visit Bailiffs.
Debt Consolidation Explained contains general information only. We strongly advise you to seek qualified professional advice before taking any action.