If you owe money on your credit card, transfer the balance outstanding to an interest free card.
Avoid using the card to take out cash as it is very expensive.
Avoid using a credit card that charges an annual fee as it is very unlikely to be worth it.
Never use a store card as the interest charged is usually very high.
Set up a monthly direct debit to pay off your credit card. This means you'll never forget to pay and won't be charged the high interest for late payments.
Debt Consolidation Explained contains general information only. We strongly advise you to seek qualified professional advice before taking any action.