A bailiff is someone authorised to collect a debt on behalf of a creditor. A creditor is someone you owe money to. There are different types of bailiffs - county court bailiffs, certificated bailiffs and private bailiffs who can be used to collect different types of debts. These include county court judgments, unpaid council tax, magistrates court fines, unpaid maintenance to the Child Support Agency and outstanding rent.
Different bailiffs have differing powers to collect debts. However, there are certain rules that apply to all bailiffs.
You should get some notice that bailiffs are coming to your home, however the amount of notice you get depends on your local bailiffs' office. Bailiffs should provide identification or authorisation if you ask them to and should call at a 'reasonable' time, either during normal office hours or between 8.00 a.m. and 8 p.m.
Most bailiffs do not have the right to force their way into your home to seize your goods. The only exception is that bailiffs from the Collector of Taxes (Inland Revenue) can get a warrant to force entry, but this is very rare. All other bailiffs have a right of peaceful entry only. This means that they cannot use force to enter your home, for example, by breaking a window or a door. However, they can enter your property through an open door or window (front and back) and can climb over fences and gates, but cannot break them down.
The bailiffs have to act reasonably, and must not use unreasonable force.
Debt Consolidation Explained contains general information only. We strongly advise you to seek qualified professional advice before taking any action.